Zakat - have you paid its due?

Zakat Income:

2.5% of (All the income minus allowable deduction)

Allowable deduction among others:

- personal deduction of 85gram of gold price

- money given to parents

- basic expenditure for wife (if not working) and childrens;

- pension fund contribution (KWSP)

Assuming price of 1 gram gold is RM94, therefore:

85gram of gold is = RM94 x 85 = RM8000

Allowable deduction:

- wife (housewife) - RM3000 / year (if wife is working she need to calculate and pay Zakat seperately)

- 1 children RM1000 / year

- Parents (e.g RM200/month) - RM200 x 12 = RM2400 / year

- KWSP e.g. RM2000 / year

Let say if you have 2 childrens and your wife is not working, total allowable deduction is:

RM8000 + RM3000 + RM(1000x2) + RM2400 + RM2000 = RM17,400

Now, let us see about your income.

Considering your salary is RM2000/month, special night shift allowances RM500/month, annual bonus is RM2000,

and you have income from apartment rent out of RM500/month.

Total Annual Income is:

Salary + Allowances + Other income i.e Rent (RM2000+RM500+RM500) x 12= RM36000, Bonus = RM2000

Total = RM36000 + RM2000 = RM38,000

Therefore, chargeable Annual Zakat Income is (Total income (minus) Allowable deduction) x 2.5%,

(RM38000 - RM17400) x 2.5% = RM20600 x 2.5% = RM515

You have to pay RM515 annually as your Zakat Income.

But, wait a moment. How about your Zakat Savings and Zakat Gold? What about Zakat from your Shares, Zakat

on your Business?

Zakat is one of the 5 pilliars of Islam. Therefore, it is mandatory for every muslim to have the knowledge about it.

The least is to know the type of the Zakat and to pay it at its due.

Zakat Savings:

When the haul of 1 year is reached, as long as the minimum amount of saving for that haul is more than 85gram

gold price (i.e. RM8000), then 2.5% of it is the Zakat Savings.

e.g. Minimum total savings for that year which reached 1 year haul is RM20,000. Therefore:

Zakat Savings = RM20,000 x 2.5% = RM500

Zakat Gold:

As long as total gold in possession which already reached 1 year haul whether it is being worn or not is more

than 85gram (some difference of oppinion exist regarding this matter), 2.5% of it is the Zakat Gold.

e.g. Your wife have gold worth 150 gram which reached the 1 year haul:

150 gram x RM94 = RM14,100

Zakat Gold = RM14100 x 2.5% = RM352.5

Zakat Fitrah (youself, your wife and your 2 childrens) = RM7 x 4 = RM28

Generally, medium income person will fall under all these Zakat payable category:

Zakaty Income---RM 515.0

Zakat Savings----RM 500.0

Zakat Gold--------RM 352.5

Zakat Fitrah-------RM 28.0

------------------------RM1395.5

Therefore, total Zakat that is to be paid is RM 1395.5 for that year.

For detail information and Quranic and Hadith sources of Zakat, kindly seek the knowledge of Zakat among

others here:

http://www.zakatsel.com.my/new/eng/k-zakat/jenis%20zakat-pendapatan.asp

http://islamawareness.net/Zakat/

http://islam.about.com/od/zakat/p/zakat.htm

http://www.alislam.org/pillars/zakat.html

http://www.islamicity.com/mosque/Zakat/

On a Diet : Samsung X420 Notebook

* Pre-Installed Windows 7
* Intel Core 2 Duo SU7300 (1.3GHz, 3MB)
* 4GB of RAM
* 250GB hard drive
* 14-inch Low energy LED HD display
* Intel GMA X4500M Int. graphics
* 6 cell battery delivering up to 9 hours of power
* 23.2 mm thin, 1.76kg weight
* 3 USB 2.0 ports, 1 HDMI port
* 3-in-1 memory card reader
* Available Color: Black, White, Silver

Free in the package:
- Samsung Slim External DVD R/W Drive 8x
- HP 3in1 Printer
- Headphone and Mic
- Optical mouse
- BitDefender 2010 Antivirus
- 1 year International Warranty

Manage to buy Silver color for 3000 UAE dirham
during Gitex 2009 in Dubai.

Intel® Core™2 Processors

INTEL Processor models vary according to cache size, clock speed and RAM speed. If you run compute-intensive
programs, the more L2 Cache you have the better. If, however, you use your PC for gaming, streaming video or
watching movies, the size of your L2 Cache is not as significant as having a speedy Front Side Bus and some
juiced up Clock Speed.

A higher number within a processor class or family generally indicates more features, including: cache, clock speed,
Front Side Bus, or other Intel technologies. A higher processor number may also have more of one feature and less
of another.

Processor numbers for the Intel® Core™2 processors family brands are categorized with an alpha prefix followed by
a four digit numerical sequence. The table below explains the alpha prefixes used for the Intel Core 2 processors
families.

Alpha Prefix ------- Description

QX	------------------ Desktop or mobile quad-core extreme performance processors
X	------------------ Desktop or mobile dual-core extreme performance processors
Q	------------------ Desktop quad-core high performance processors
E	------------------ Desktop energy efficient dual-core processors with TDP greater than or equal to 55W
T	------------------ Mobile highly energy efficient processors with TDP 30-39W
P	------------------ Mobile highly energy efficient processor with TDP 20-29 W
L	------------------ Mobile highly energy efficient with TDP 12-19W
U	------------------ Mobile ultra high energy efficient with TDP less than or equal to 11.9W
S	------------------ Mobile small form-factor with 22x22 BGA package For Intel Processor Rating, click the link: http://www.intel.com/consumer/rating.htm

The Spider

Allah, the Almighty, said: (The parable of those who take protectors other than Allah is that of the spider,
who builds (to itself) a house; but truly the flimsiest of houses is the spider's house;- if they but knew)
Surat Al-Ankabot: 41

Zoologists today know more than thirty thousand types of spiders which vary in sizes (from less than a millimeter
to ninety millimeters), shapes and colors. Most spiders live in the wild, mostly alone except at times of mating and
egg hatching. The spiders’ environment extends from sea level to heights of five thousand meters.

The spider might stay in its house, where it practices all life's activities, or it might have a nest or a hideout other
than the house, which is connected to the house by a thread known as the trap thread. The spider escapes to this
hideout at times of danger.

In Lissan Al-Arab, under the subject (ankab), it was mentioned that the (ankaboot “spider”) is an animal which
weaves in the air, and on the mouth of the well, a flimsy thin web.Al-Ankaboot maybe masculine or feminine.
Al-Moubarid said: al-ankaboot is feminine and can be used for the masculine.

Naming the noble surat with the singular form (Al-Ankaboot “The Spider") indicates the solitary life of this animal,
except at times of mating and egg hatching. This can be compared to the two surats Al-Nahel (The Bees) and
Al-Namel (The Ants), where the names are plural since these insects live in groups.

In this noble Quranic verse, there is a clear indication that the female spider is the one mainly undertaking the
building of the house. Consequently, building the spider's house is a mission shouldered by the female spiders.
It is the female which has in its body the glands for secretion of the silk material from which the spider’s house
is woven. It is here where we find the scientific miracle in Allah's (the Almighty) saying: builds to itself a house.

In the Almighty's saying: (the flimsiest of houses is the spider's house…)
(1) Physical weakness:The weakness is in the spider’s house and not the threads; for the Almighty says (the
flimsiest of houses). This is a clear indication that the weakness and frailty are within the spider's house and not
the spider's threads. This is a very precise indication. The threads of the spider's house are made of very delicate
silk.Therefore, they do not protect from the heat of the sun, or the extreme cold. These threads do not form adequate
shade, nor protect from the rain, storming winds, or the dangers of attackers. This is despite the miraculous building
of this house.

(2) Spiritual weakness:The spider’s house, spiritually speaking, is the flimsiest of all houses, because it is deprived
of all love and kindness, which are the pillars of any happy home. The female, in some types of spiders, kills the
male as soon as the fertilization takes place.
In some cases, the female eats its youngsters mercilessly. In some types, the female dies after fertilizing its eggs,
which are usually fostered in a silk bag. When the eggs hatch, spiderlings come out to find themselves in a very
crowded place inside the eggs bag. The siblings then start to fight for food, space or both. The brother kills its
brother and sister, and the sister kills its sister and brother, until the fight ends with a few spiderlings remaining.
These spiderlings shed their skin and tear the eggs bag to come out one after the other with unhappy memories.
They all then spread in the surrounding environment. Each female starts to build its house. On the road to achieve
this goal, some of the spiderlings die, whereas those who survive repeat the same tragedy. This makes the spider’s
house the most violent and ruthless house, lacking all forms of kinship. Hence, Allah the Almighty sets it as a
parable in its weakness and frailty because it lacks the simplest form of kindness between the husband and wife,
the mother and her children, the brother and his siblings, and the sister and her siblings.


Some Hidden Quranic Signs:

A- The house of the spideris not merely its dwelling place. Being the sticky net it is, it constitutes a trap for flying
insects such as flies and others. These insects are a prey on which the spider feeds. Similarly, those idolaters who
revere gods besides Allah, and call people to those revered gods, are in fact calling them to an artful trap which leads
them to their death and destruction in this life and the afterlife. Allah, the Almighty, said:
Allah forgiveth not that partners should be set up with Him; but He forgiveth anything else, to whom
He pleaseth; to set up partners with Allah is to devise a sin Most heinous indeed. Surat Al- Nesaa: 48

B- Warning against those with corrupt invocations who revere others besides Allah, whether money or whim. This
warning is issued through indicating their hidden strings with which they hunt their victims. These strings can be
money, sex, power, or any other hidden string which destroys the victim once it is trapped.


More about Spiders: http://www.harunyahya.com/themiracleinthespider01.php

New war against Islam?

Assalamu3alaikum...
Wa3alaikumsalam...

Read the details here.
http://muslimmatters.org/2009/10/07/with-scholars-like-these/

Few days ago, a sensational incident happened in a high school in Egypt.

Make it short, former Grand Mufti of Egypt, Dr. Sayyid Muhammad Tantawi, gave a new "FATWA" to a

16 years old high school girl that:
“The Niqab (face-veil) is nothing but culture – it has absolutely no relationship whatsoever with the

religion of Islam.”

He is at least 3 times older than the girl and the incident happened when the Shaikh was addressing to a group
of young female high school students.

When the girl refused to remove her Niqab, Dr. Sayyid Muhammad Tantawi said:
“…and I know the religion better than you, and those who gave birth to you (i.e., your parents).”

Finally, the Shaikh managed to forced her to remove her Niqab. Then the Shaikh said to the girl that:
“Ama law kunti hilwa shuwaya la-amilti eh?”
“So if you were even a little beautiful, what would you have done then?”

From the details from article above, interesting to note that,

Yasir Qadhi (http://en.wikipedia.org/wiki/Abu_Ammaar_Yasir_Qadhi)

concluded his respond to the above mentioned incident by saying that:

"with scholars like these….who needs the French?! "
Kindly noted that, France already banned the wearing of hijab in schools.

What will be our respond to this incident? France, Italy and Canada already began their work to ban the

wearing of Niqab.

Will this be the new war against Islam?

Wassalam